The Insurance Family Blog

Are You Smart with Your Smartphone?

Posted by Diana Scherff on November 13, 2015 at 3:59 PM

A Dallas insurance professional was recently mugged in broad daylight at a Dallas Area Rapid Transit station. As he was checking his iPhone for messages, two teenagers ran up to him, grabbed his brand-new phone, knocked him over, and sprinted away. He had 12 stitches on his face and 7 on his arm. His knee was also severely bruised. A Dallas police officer told him that they field 2-3 incidents like this per day.

A 48-year-old Dallas woman was looking at her cell phone as she began to cross the street a couple of

Read More

Topics: Personal Umbrella, Personal Property Insurance, Personal Liability, Identity Theft Insurance

Which Homeowners Policy is Right for Me?

Posted by Susie Scherff on October 31, 2011 at 11:05 AM

If you own a home, you’ll want to think about the best way to insure it. One goal is to match your needs to the right company. Some companies like new, high-valued homes while some companies do well with older or historic preservation homes. Others are comfortable with country homes or old farm homes. It pays to shop around, both for the best coverage and for a company that likes your type of home.

Read More

Topics: Home Insurance, Homeowners Insurance, Personal Property Insurance, Condominium Insurance, Fire Insurance, dwelling fire policy, Personal Liability, Insurance Policy Types, Homeowners Coverages

Is Your Dog Covered Under Your CA Homeowners Insurance?

Posted by Susie Scherff on January 7, 2011 at 11:33 AM

Sometimes even good dogs bite. And when they do, you can be held liable.  All dog owners need to understand their potential liability should their animal bite, maul or, heaven forbid, kill someone.  A single bite could cost you tens of thousands of dollars - a lawsuit hundreds of thousands - and your insurance coverage might not apply.  Consider these claims:

Read More

Topics: Homeowners Insurance, Personal Umbrella, Personal Liability