The Insurance Family Blog

California Homeowners, are you protected from brushfires?

Posted by Susie Scherff on August 8, 2011 at 9:26 AM

No one knows the devastation a brush fire can cause more than a California homeowner.  With some of the most active brush fire districts in the world coupled with some especially dry summers, it makes sense that California homeowners would be especially keen on protecting their homes. Obvious signs are a warm summer afternoon with low humidity - a perfect atmosphere to cultivate a brush fire.

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Topics: Home Insurance, Homeowners Insurance, General Liability Insurance

California Homeowners Should Wise Up To Insurance Coverage

Posted by Susie Scherff on July 29, 2011 at 10:15 AM

Natural disasters seem to be striking with regularity recently not only around the world, but also within the U.S., and even inside the state of California. This is prompting many homeowners to reexamine their homeowners’ insurance coverage, which we at Sutherland-Scherff fully recommend. For many Californians, the idea of earthquake insurance coverage will spring to mind. But just because this is an obvious coverage to consider, homeowners shouldn’t overlook other aspects that may not be addressed in their existing insurance coverage.

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Topics: Home Insurance, Homeowners Insurance, General Liability Insurance, Pet Insurance

If You Have Employees You Are at Risk of Having an EPLI Claim

Posted by Susie Scherff on November 9, 2010 at 12:09 PM

If you own a business, with even just one employee, you need Employment Practices Liability Insurance (EPLI).  As part of a series of articles addressing restaurant insurance, we are going to discuss this coverage from the stand point of the restaurant owner.   However, the information applies to any California business owner.

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Topics: restaurant insurance, General Liability Insurance, Employment Practices Liability Insurance (EPLI)