The Insurance Family Blog

Back in 2010, legislation was proposed that would reward car insurance consumers for maintaining continuous coverage with discounts to their premiums, no matter who they had their coverage with.  That legislation failed to pass. 

If you are beginning to shop around for your child’s first car insurance policy, you’re probably already aware that it’s not unusual for student drivers to pay higher premiums. Young adults and students aged 15-24 are statistically considered a high risk group, especially young males, who almost always pay even higher costs. That said, there are some things you and your child can do to mitigate costs.

Uninsured motorist insurance is a topic that raises a lot of questions. In California, almost one in every three drivers is uninsured or inadequately insured. An uninsured or underinsured motorist causes almost one in every two collisions. In addition to not being properly insured, uninsured motorists tend to drive unsafe cars, neglect maintenance and are found to be the least careful drivers on the road.

In California, no matter what size the business, there tends to be a crossover between business use of a vehicle and personal use of a vehicle. It all depends on the time of day! While at work, a vehicle will be used for business. But what about after work or on the weekend? Californians love a road trip to the beach, and it is no secret that there will be a number of business vehicles at the local beach parking lot each weekend. A high proportion of vehicles are used for both business and pleasure. Ensuring that the vehicle and driver are covered for both types of use can be of concern, but with the right auto insurance company, staying protected is not a problem.