California Homeowners Insurance


Here at Sutherland-Scherff we recognize the responsibility that comes with being a homeowner—furthermore we understand how critical it is to protect your home, and those who live inside, with comprehensive California homeowners insurance.

At Sutherland-Scherff we’re homeowners too—exactly why we are dedicated to helping you navigate through this very valuable policy decision. You’ve worked hard to secure yourself a safe and comfortable place to call your own—now the next step is protecting you and your property from a multitude of risk exposures.

In order to secure you the most appropriate coverage, it’s important that we take the time to fully understand your individual needs—because let’s face it, every home and California homeowner is different.

As a well-established independent insurance agency we have the ability to shop multiple carriers nationwide, comparing rates and resulting in the best possible California homeowners insurance. No matter where you are located across the state—we’re here to help you protect what matters most!

Typical coverage packages for California home insurance can include protection for the following:

  • The physical structure of your home
  • Replacement cost
  • Personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Personal Liability

Looking for specialty coverage, for those unique exposures vulnerable within your typical California homeowners insurance policy? Don’t hesitate to ask one of our expert insurance professionals about additional endorsements that can be purchased to enhance your California home insurance! California clients can benefit from further coverage options, that can add that extra degree of security, including:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

At Sutherland-Scherff, we know what may work for one homeowner, won’t necessarily work for you. Which is exactly why we aim to create custom, top-quality insurance plans that reflect the distinct needs of you, your family and your individual home.

Give us a call today, to learn more about our all-inclusive California homeowners insurance policies. One of our insurance specialists would be happy to provide you with a complete coverage review as well as offer you a free quote for California home insurance right now!