--- title: California Home Insurance Agency providing CA Home, Auto, Apartment Insurance to Los Angeles, Orange County & Ventura County California | Business Personal Property description: Business Personal Property | --- [![logo](https://www.sutherland-scherff.com/hs-fs/file-2124776912-png/image/logo.png)](https://www.sutherland-scherff.com/) [![Facebook](https://www.sutherland-scherff.com/hs-fs/file-2124776847-png/image/f.png)](http://www.facebook.com/pages/Sutherland-Scherff+Insurance+Services,+Inc./259814816749)[![Twitter](https://www.sutherland-scherff.com/hs-fs/file-2123924931-png/image/t.png)](http://www.twitter.com/SutherlandIns)[![YouTube](https://www.sutherland-scherff.com/hs-fs/file-2124776862-png/image/y.png)](http://www.youtube.com/user/SutherlandIns)(888) 400-1133 # The Insurance Family Blog ## [Does Your Hobby or Home Business Require Extra Insurance? – Part Two](https://www.sutherland-scherff.com/blog/bid/72888/Does-Your-Hobby-or-Home-Business-Require-Extra-Insurance-Part-Two) Posted by [Susie Scherff](https://www.sutherland-scherff.com/blog/author/susie-scherff) on November 23, 2011 at 2:37 PM - [Tweet](https://twitter.com/share) [![](https://www.sutherland-scherff.com/hs-fs/file-13462026-jpg/images/books-resized-600.jpg) ](https://www.sutherland-scherff.com/blog/bid/72888/Does-Your-Hobby-or-Home-Business-Require-Extra-Insurance-Part-Two) ##### (Please also see Hobby or Business – Part One.) Most individuals use their homeowner or residential insurance policy to handle their hobby activities as a collector or enthusiast. A homeowner (HO) policy usually includes a definition of “business” and some are so broad that nearly any activity qualifies as a business. In such instances, a hobbyist or enthusiast should consider whether separate business insurance is necessary. [Read More](https://www.sutherland-scherff.com/blog/bid/72888/Does-Your-Hobby-or-Home-Business-Require-Extra-Insurance-Part-Two) 0 Comments [Click here to read/write comments](https://www.sutherland-scherff.com/blog/bid/72888/Does-Your-Hobby-or-Home-Business-Require-Extra-Insurance-Part-Two#comments-listing) Topics: [Business Owners Insurance](https://www.sutherland-scherff.com/blog/topic/business-owners-insurance), [Business Personal Property](https://www.sutherland-scherff.com/blog/topic/business-personal-property), [Business Insurance](https://www.sutherland-scherff.com/blog/topic/business-insurance), [Home Insurance](https://www.sutherland-scherff.com/blog/topic/home-insurance), [Homeowners Insurance](https://www.sutherland-scherff.com/blog/topic/homeowners-insurance) ## [Do You Have the Right Insurance for Your Auto Repair Business?](https://www.sutherland-scherff.com/blog/bid/75682/Do-You-Have-the-Right-Insurance-for-Your-Auto-Repair-Business) Posted by [Susie Scherff](https://www.sutherland-scherff.com/blog/author/susie-scherff) on November 7, 2011 at 10:00 AM - [Tweet](https://twitter.com/share) [![](https://www.sutherland-scherff.com/hs-fs/file-13461994-gif/images/auto_repair_insurance.gif) ](https://www.sutherland-scherff.com/blog/bid/75682/Do-You-Have-the-Right-Insurance-for-Your-Auto-Repair-Business) Garage operations have hybrid coverage needs:  there’s a blur and overlap between the general liability for the operations and the automobile liability exposures. A general liability policy does not provide enough coverage and a commercial auto policy provides too much. Fortunately there is a way to properly handle this need. [Read More](https://www.sutherland-scherff.com/blog/bid/75682/Do-You-Have-the-Right-Insurance-for-Your-Auto-Repair-Business) 0 Comments [Click here to read/write comments](https://www.sutherland-scherff.com/blog/bid/75682/Do-You-Have-the-Right-Insurance-for-Your-Auto-Repair-Business#comments-listing) Topics: [Business Liability Insurance](https://www.sutherland-scherff.com/blog/topic/business-liability-insurance), [Business Owners Insurance](https://www.sutherland-scherff.com/blog/topic/business-owners-insurance), [Business Personal Property](https://www.sutherland-scherff.com/blog/topic/business-personal-property), [Building Ordinance or Law Coverage](https://www.sutherland-scherff.com/blog/topic/building-ordinance-or-law-coverage), [Business Insurance](https://www.sutherland-scherff.com/blog/topic/business-insurance), [Building Insurance](https://www.sutherland-scherff.com/blog/topic/building-insurance), [Auto Insurance](https://www.sutherland-scherff.com/blog/topic/auto-insurance), [auto service insurance](https://www.sutherland-scherff.com/blog/topic/auto-service-insurance), [Auto Repair](https://www.sutherland-scherff.com/blog/topic/auto-repair), [Auto Shop](https://www.sutherland-scherff.com/blog/topic/auto-shop) ## [What Type of Business Insurance Do I Need?](https://www.sutherland-scherff.com/blog/bid/41518/What-Type-of-Business-Insurance-Do-I-Need) Posted by [Susie Scherff](https://www.sutherland-scherff.com/blog/author/susie-scherff) on March 5, 2011 at 10:44 AM - [Tweet](https://twitter.com/share) [![](https://www.sutherland-scherff.com/hs-fs/file-13462085-jpg/images/c--users-owner-pictures-blog_pics-business_open.jpg) ](https://www.sutherland-scherff.com/blog/bid/41518/What-Type-of-Business-Insurance-Do-I-Need) Whether you own a restaurant, retail store, auto repair shop or law firm, there are basic business insurance coverages that apply to all businesses.  Most businesses need to consider at least the following types of insurance.  [Read More](https://www.sutherland-scherff.com/blog/bid/41518/What-Type-of-Business-Insurance-Do-I-Need) 0 Comments [Click here to read/write comments](https://www.sutherland-scherff.com/blog/bid/41518/What-Type-of-Business-Insurance-Do-I-Need#comments-listing) Topics: [Business Personal Property](https://www.sutherland-scherff.com/blog/topic/business-personal-property), [Business Insurance](https://www.sutherland-scherff.com/blog/topic/business-insurance), [EPLI](https://www.sutherland-scherff.com/blog/topic/epli), [General Liability](https://www.sutherland-scherff.com/blog/topic/general-liability) [All posts](https://www.sutherland-scherff.com/blog/all) ### **Subscribe** To Our Blog ### Most Popular Posts ### Browse by Tag - 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