California Commercial Property Insurance


As your trusted source for California insurance, we are happy to extend our insurance knowledge into all aspects of business operation—allowing us to address a variety of unique risk exposures. One area of risk, which many business owners tend to look past, is the need for California commercial insurance.

Although most business owner policies (BOPs) do provide coverage for property, this most often pertains only to the actual structure of your business. Under a BOP, generally, the structure of your business is covered from events of “peril” (i.e. weather-related damage) and causes of loss (i.e. Robbery). What about the furniture, computers, and equipment in your building? Who will cover the cost of replacing an outdoor sign?

This is exactly where our expert California commercial insurance comes into play. At Sutherland-Scherff we can custom-build you a specific California commercial liability insurance policy to include the property coverage that a typical BOP will not.

At Sutherland-Scherff, our commercial property insurance policies can be tailored to include coverage for:

  • Structure (building) of your business
  • Furniture
  • Equipment
  • Lost inventory
  • Landscaping
  • Outdoor signs
  • Damage to the property of others
  • And more…

Don’t think you need California commercial insurance for your property? Think again. Consider this: if a fire erupts in the building of your business and you lose your entire inventory, are you positive that your BOP provides enough coverage to replace it all? If someone breaks into your business and steals expensive equipment, are you positive your BOP provides enough coverage to replace it in full?

Contact Sutherland-Scherff right away for a free quote and more information about our California commercial insurance policies. We are business owners too, so we understand your complex needs and the importance of comprehensive insurance.