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Garage operations have hybrid coverage needs: there’s a blur and overlap between the general liability for the operations and the automobile liability exposures. A general liability policy does not provide enough coverage and a commercial auto policy provides too much. Fortunately there is a way to properly handle this need.
Topics: Business Liability Insurance, Business Owners Insurance, Business Personal Property, Building Ordinance or Law Coverage, Business Insurance, Building Insurance, Auto Insurance, auto service insurance, Auto Repair, Auto Shop
Hiring and firing decisions are legal minefields that are best navigated by the use of Employment Practices Liability Insurance (EPLI). It is important that your business (restaurant owners, auto services and garages, property management firms are some of the specializations at Sutherland-Scherff) have clear policies that are applied consistently to each employee. Such policies must directly relate to the duties of their job. Do you know what type of decisions could trigger a claim? For example, is it legal to terminate:
Topics: EPLI, auto service insurance, Employment practices liability insurance, California Restaurant Association, EPLI for restaurants, employment risk management, best practices for employment practices
