--- title: Why is Restaurant Insurance Important? description: Having California Restaurant Insurance is important if your business, in case of things like crime, liability, and worker's compensation. image: https://www.sutherland-scherff.com/hs-fs/file-13461952-jpg/images/anaheim-white-house-restaurant-resized-600.jpg --- [![logo](https://www.sutherland-scherff.com/hs-fs/file-2124776912-png/image/logo.png)](https://www.sutherland-scherff.com/) [![Facebook](https://www.sutherland-scherff.com/hs-fs/file-2124776847-png/image/f.png)](http://www.facebook.com/pages/Sutherland-Scherff+Insurance+Services,+Inc./259814816749)[![Twitter](https://www.sutherland-scherff.com/hs-fs/file-2123924931-png/image/t.png)](http://www.twitter.com/SutherlandIns)[![YouTube](https://www.sutherland-scherff.com/hs-fs/file-2124776862-png/image/y.png)](http://www.youtube.com/user/SutherlandIns)(888) 400-1133 # The Insurance Family Blog ## [Why is Restaurant Insurance Important?](https://www.sutherland-scherff.com/blog/bid/20786/Why-is-Restaurant-Insurance-Important) Posted by [Susie Scherff](https://www.sutherland-scherff.com/blog/author/susie-scherff) on October 14, 2010 at 10:11 AM - [Tweet](https://twitter.com/share) If outside power fails, what damage can that cause and to what extent can that potential financial loss be protected? Is your food covered for spoilage? Do you have adequate protection in the event of a liquor liability claim? Are you properly protected from a claim arising from a delivery of food? These are just a few of the questions you should think about. A partial list of coverages includes:![anaheim white house restaurant resized 600](https://www.sutherland-scherff.com/hs-fs/file-13461952-jpg/images/anaheim-white-house-restaurant-resized-600.jpg) - Property Insurance - Business Income - Equipment Breakdown - [Food Contamination/Spoilage](http://groups.ucanr.org/ucfoodsafety/files/36631.pdf) - Crime/Employee Dishonesty - General Liability - Employee Benefit Liability - Workers’ Compensation and Employers’ Liability Having [California Restaurant Insurance](https://www.sutherland-scherff.com/business-insurance/restaurant-insurance/) is important if any of the above cases happen at your business. Call Sutherland-Scherff today for a [California Insurance Quote](https://www.sutherland-scherff.com/), and let us help you so you can focus on delivering quality service and great tasting food! 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