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Protecting your restaurant from loss of utility services

  
  
  
  

A commercial property insurance policy can usually be depended upon to handle direct loss to structures, equipment and related property that are owned by a restaurant or other food service business.  However, what happens when weather conditions take a turn for the worse and cause indirect damage by knocking out utility services to your establishment?  Examples of losses include damage by heat-induced transformer breakdowns; or broken power lines, including compressors, motors and switches, which could result in food spoilage.

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